Track and report on initiatives, performance results, emerging trends and opportunities to senior management.Evaluate all proposals from Operations and Fraud to modify and improve the new acquisitions process for appropriateness, soundness to ensure they meet risk acceptance as well as adherence to control environment.Manage risk levels for the new account credit across all Citi Retail Service partners and retail formats consistent with program financial goals.Present strategies and policies to senior management for approval, including credit, fair lending and legal forums.Ensure that all new account credit strategies and policies adhere to Risk Appetite as well as individual partner financial goals.Develop, test, optimize and implement new account credit strategies and policies.Lead risk financial forecasting efforts for credit tests and changes. ![]() ![]() Lead, recruit, manage and develop a best-in-class team of risk analysts and manage complex/critical/large professional disciplinary areas.This position will have high cross-functional and partner interactions and requires strong interpersonal skills. The ideal candidate will have several years of credit risk management experience managing a team of analysts, strong statistical and data analysis skills, SAS skills, and the ability to derive rigorous segmentation results based on business knowledge and objective judgment of the balance between risk and reward for the portfolio. This role involves driving credit risk initiatives within new account origination risk management and partner with credit operations and fraud to capture, prioritize and implement their initiatives within credit risk strategies. As part of the Citi Retail Services Risk Management team, the successful candidate will lead a team of Risk analysts responsible for analyzing, developing credit policies and executing ideas, projects and initiatives designed to achieve business growth and loss mitigation goals. The Credit Portfolio Group Manager is a highly visible senior management-level position that resides within the Citi Risk Management department and is responsible for the acquisition strategies across all partnerships including The Home Depot, Macy's, Best Buy, among others. In addition to credit services, Citi Retail Services distinguishes itself by offering cutting-edge digital options, multi-channel retailing expertise and industry-leading analytics capabilities that help retailers grow their businesses. The business serves nearly 75 million accounts for a number of iconic brands, including Best Buy, ExxonMobil, Macy's, Sears, Shell, and The Home Depot. Citi Retail Services provides consumer and commercial credit card products, both private label and co-branded, to retailers and their clients across North America.
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